Every now and again when trying to sleep my mind starts thinking of these fantastic money making opportunities. Borrow £25000, invest here and there, beat the APR and make a profit. It all sounds good until I wake up and do some research. We'd all love to make money by moving it around accounts, a cheeky punt here and there. This morning I woke up and have decided to just give it a shot. The number I'm thinking about is £25000 from a loan over 12 months, try and beat the 6.7 APR and see what happens. I've applied for a Halifax sharebuilders account, crunched some numbers around laying the favourites on betfair (horse racing) and read a finance article or two. I always say take action first and worry later, it has it's pros and cons, but I learn a lot quicker this way, and experience is priceless. I'll keep you updated and tag all the articles 'money/'.

Cheers
Ryan Partington